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Your Federal Benefits
Navigating your federal benefits doesn’t have to be overwhelming. Whether you’re early in your career, approaching retirement, or somewhere in between, understanding your benefits is the key to making confident decisions about your future. At Defense Benefits, we break down…
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Civil Service Retirement System
If you were first hired by the federal government before January 1, 1984, you might be one of the fortunate “grandfathered” employees still covered under the Civil Service Retirement System (CSRS). Established on August 1, 1920—long before Social Security existed—CSRS remains a defined‑benefit plan…
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How Much Will I Have?
For many federal employees, the question that looms large as retirement approaches is simple: “How much will I have?” Just as important is the follow‑up: “Can I have more?” Unfortunately, there’s no clear answer if you don’t have a plan.…